TAT has implemented a new insurance program called "Thailand Travel Shield" in conjunction with a number of reputable Thai insurance carriers. Looking at the plan, it seems like a great way to get insurance coverage for those traveling to the LOS and those that are here on extended stays who travel in and out of the country and stay no longer than 60 days at a time, . This is especially useful to those whose medical coverage do not extend overseas (i.e. medicare) and do not have supplemental coverage that deals with out of country illnesses.
It offers trip interruption, baggage, and comprehensive life and medical coverage. Click on this link for he details of the plan: http://www.tourismthailand.org/ThailandTravelShield/. In some countries, travel restrictions prevented travelers from getting insurance, but this program offers local coverage for visitors to the kingdom.
The premiums vary in cost from 650 baht to 12,000 baht depending on the length of coverage. For the top end coverage, you have 1 year of coverage (but you can't stay longer than 60 days on each individual trip) for up to 2,000,000 baht for loss of life, accidents, or sickness. The medical costs in Thailand are very reasonable, but can add up quickly if you have a complicated problem that prevents one from returning to their home country for treatment.
Off the golf course, If you are into active activities like renting a jet ski, riding a rented motorbike or car, or sports like Thai boxing, it makes sense to get some kind of accident coverage. The way some buses, taxis, and cars drive here in the land of smiles, a bit of insurance can prevent a whole lot of misery and financial loss. Also, you can never tell when a stray golf ball or some other kind of mishap will pop up.
You can apply for the policy coverage online before your trip. I know that I am seriously considering the annual coverage and think readers of this blog might consider something that is right for themselves before their next trip over to the land of smiles.
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